As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most likely to happen moving forward?
Buying Your Forever Home vs. Buying a Home That Fits You Now
You might think buying you forever home and buying a home that fits you now are two ways of saying the same thing. After all, doesn’t everyone want to buy a home that will be their perfect long-term abode? Unfortunately, it’s not that simple. Thinking about buying your forever home means considering your future needs as well as your present circumstances. It’s an important distinction because not everyone is in a position to buy a house that they can stay in for decades to come.
When you consider buying a home that fits you now, on the other hand, it means identifying what you need right now and how much you can afford to spend on rent or a mortgage in the short term while you continue saving for a down payment on your forever home.
Sell Your House Before the Holidays
As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs, finding a house that better suits your lifestyle may be a top priority for you. But with today’s cooling housing market, is it really a good time to sell your house, or should you wait?
If you’re ready to make your decision, here are three reasons you may want to consider selling before the holidays.
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