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4 Tips for Buying a Home During the Holidays

December 2, 2022 By Claire Garlick Leave a Comment

Image Source: KCM Blog

The holidays are a unique time to buy a home. Sellers are few and far between, the weather’s less than cooperative, and many real estate pros are on vacation, causing delays and other challenges.

But there are also notable big perks to buying a home during the holiday season – as long as it’s done right.

“While many people associate the holidays with family gatherings and time off from work, for homebuyers, the holiday season can be an ideal time to buy a property,” says Alex Shekhtman, CEO and founder of LBC Mortgage in Beverly Hills, California.

Are you considering a home purchase as we close out the year? Here’s what to expect – and how to do it successfully.

 

Pros of Buying During the Holiday Season

As Skekhtman alluded, there are some serious advantages to buying a home around the holidays. For one, there’s typically less competition. This makes it not only easier to find a home but to get a good deal when you do.

“There are typically fewer buyers in the market, which gives you more negotiating power,” Shekhtman says. “Additionally, many sellers are motivated to sell during this time of year and may be willing to accept a lower offer.”

According to ATTOM Data Solutions, he’s right: The best days to buy a house – at least price-wise – are all in the last two months of the year (Nov. 28, Dec. 5, Dec. 26, Dec. 19 and Dec. 12, to be exact).

But it’s not just lower prices you might enjoy with a holiday home purchase. Real estate agent Rachel Bennett says sellers are simply more motivated this time of year – and that means other valuable perks, too.

“Buyers who are looking this holiday season will be faced with far less competition and may be able to negotiate a number of things such as price, seller concessions and mortgage buydowns,” says Bennett, an agent with Orchard in Austin, Texas.

Finally, there are also tax benefits to think about. Buyers able to close on their mortgages before the end of the year may be eligible to write off their mortgage interest costs, property taxes and more come April.

 

Cons of Buying During the Holiday Season

Despite the many benefits a holiday home purchase comes with, there are also some drawbacks to consider. First, agents say there are typically fewer sellers – meaning fewer listings to choose from.

“The inventory is typically lower during the holidays, which means that buyers have fewer choices overall,” says Christy Budnick, CEO of Berkshire Hathaway HomeServices, based in Irvine, California. “You also have to be able to look past all of the holiday decorations to see the home as you would live in it.”

Additionally, real estate professionals – including agents, lenders and home inspectors – tend to have limited availability during this season. This can lead to delays and scheduling difficulties.

“The main challenges are going to be timelines,” says Michael Nourmand, president of real estate firm Nourmand & Associates in Beverly Hills, California. “It’s harder to line up inspections because people are on vacation and the loan process moves really slowly.”

The weather, not to mention shorter daylight hours, can also add an extra layer of difficulty, particularly when touring houses. Additionally, the upfront costs of a home purchase – including the down payment, closing costs and moving expenses – may pose a financial challenge, especially during an already expensive time of the year.

Tips for Buying a Home During the Holidays

If you do opt to buy a home during the holiday season, real estate pros say there are a few strategies that can make your journey easier.

1. Enlist a good agent.

Having a good agent on your side is critical during any point in the year – but it’s particularly important around the holidays. First and foremost, you’ll want one who’s experienced and well-connected in your area.

“Fewer houses are often listed from Halloween to the New Year,” says Jon Sanborn, co-founder of real estate investment company SD House Guys in Philadelphia, Pennsylvania. “You will need someone to find those key properties and utilize their network.”

2. Get preapproved.

You should also get preapproved for your mortgage. This gives you an accurate idea of what price you should be shopping in and also helps you act fast when it’s time to make an offer.

“If you see the right house, that will help your agent make an offer regardless of the day,” Bennett says. “You won’t need to spend time tracking down various stakeholders over the holidays.”

Getting preapproved can also help you in a rising-rate market, when you may need to make budget adjustments quickly.

“The most important step that a buyer can take to ensure a smooth transaction is to get preapproved for a mortgage loan,” Budnick says. “With interest rates changing rapidly, it will be important to understand how much home you qualify for and what it will mean to your buying power if rates increase during your home search.”

3. Plan ahead.

When buying during the holidays, you can expect to encounter some absences. Maybe your agent will leave to visit family, or you have a vacation planned as well.

“Right as you enter the Thanksgiving holiday, people’s minds are in full holiday swing,” says Christian Ross, managing broker at Engel & Völkers in Atlanta, Georgia. “People aren’t taking two days off; they are taking a week off. Make sure you have additional points of contact so you can get any questions or concerns answered in a timely manner.”

You should also line up other professionals early on in case they have other plans, too. This might include cleaners, painters, moving companies and, most importantly, a home inspector.

“Keep a home inspector on notice the closer you get to landing your dream home,” says Christa Kenin, an agent with Douglas Elliman in Connecticut. “A delayed inspection can hold up your mortgage process and will frustrate the seller.”

4. Know the seller and be aggressive.

Since demand is down this time of year, agents say buyers have leverage – leverage they should use to get the best deal possible.

“Sellers would much prefer to unload a home before winter arrives,” Kenin says. “Buyers can capitalize on this anxiety. I encourage my holiday house hunters to aggressively negotiate the closer we get to the holidays.”

To help in those negotiations, work with your agent to understand the seller and their motivations for selling.

As Budnick puts it, “Determine the seller’s hot buttons. Are there things that are important to the seller that don’t matter to you? If so, use them to your favor during negotiations.”

 

Article source https://realestate.usnews.com/real-estate/articles/tips-for-buying-a-home-during-the-holidays.

Filed Under: Buyers, First Time Home Buyers, Holidays, Real Estate Tips Tagged With: Colorado Real Estate, First Time Home Buyers, For Buyers, Real Estate Tips

Safe Christmas Vacation Ideas and Safety Tips for 2020

December 9, 2020 By Claire Garlick Leave a Comment

Want to pack everyone in the car for a family holiday away from home? Depending on where you live, these state-by-state holiday road trip vacation ideas cater to COVID-19 restrictions.

It’s beginning to look a lot like Christmas, and we could not be more ready for a vacation. Although this is not the year for a far-flung vacation or a jet-fueled adventure (unless, of course, you have a private jet and access to a secluded island, Kardashian-style), there are still plenty of safe Christmas vacation ideas for 2020. The key is to focus closer to home this year.

According to the Centers for Disease Control and Prevention (CDC), the safest thing to do is stay home this holiday season. But if you feel the need to travel, road trips and driving vacations are the safest way to do it. And families are following the recommendations, with most likely to drive instead of fly on their next trip, according to research by VRBO. And travel experts at Travelocity found that Americans traveling this holiday season are staying within 250 miles of home.

But driving doesn’t have to mean a lackluster experience. In fact, we’ve found spots around the country, both well known and off-the-beaten-track, decking the halls and going full out with festivities while also keeping COVID-safe and socially distanced. Here are some of our favorite options for families:

 

Visit a Theme Park

For full “Lights, Santa, Action” Christmas cheer it’s hard to beat the theme parks for holiday magic made real. And many of the most popular parks are shining bright this Christmas while still taking full COVID-19 precautions (note though that California theme parks are not open at this time). According to Becca Bides of Visit Orlando, “Theme parks and resorts have risen to the challenge to re-imagine holiday traditions in ways that are fresh, creative and in-line with the new world of travel. Families will still be dazzled and connect together, but in ways they feel comfortable and safe.”

Our best tip: Reserve a timed entry slot well in advance since parks are operating at limited capacity in line with social distancing at all the parks.

 

If You Live in Florida

Holidays at Walt Disney World Resort: In addition to miles of garlands and Christmas decor, this year Santa makes appearances during surprise character cavalcades; Cinderella Castle at Magic Kingdom Park receives a festive look with new holiday projections; Epcot offers up tasty holiday fare from around the world during the International Festival of the Holidays; and in Hollywood Studios Anna and Elsa lead a holiday edition of “A Frozen Sing-Along Celebration.” Check out this piece for a full run-down of how to do Disney safely.

Universal Orlando Resort: Festivities include the all-new “Universal’s Holiday Experience featuring Macy’s Balloons,” with larger-than-life parade balloons and floats; holiday decorations and musical performances along the streets of Hogsmeade and Diagon Alley; and a character encounter from Dr. Seuss’ The Grinch.

SeaWorld Orlando’s Christmas Celebration: The park transforms into a winter wonderland sparkling with more than 3 million lights this holiday season; safe Santa greetings; Christmas, Hanukkah, and Kwanzaa celebrations with Sesame Street friends; and open air experiences including outdoor ice skating (yes, in Florida).

Give Kids the WorldNight of a Million Lights: The non-profit resort dedicated to providing cost-free vacations to kids with life threatening illnesses is closed to their usual guests right now, but is opening its doors to the public this holiday season for a walk-through, fully immersive holiday light spectacular with more than three million glittering lights, a chance to try out their private rides, and complimentary holiday treats. Bonus: Admission supports the resort’s incredible cause.

Gaylord Palms: Not a theme park, per se, but this massive complex is a good option for a socially-distanced rainy day, and its “I Love Christmas Movies” holiday popup is tinsel-coated tribute to holiday joy. The whole fam can step into more than a dozen scenes from key moments in iconic Warner Bros. Pictures Christmas movies. Some of our favorites: Traveling with Buddy the Elf from Santa’s North Pole workshop to New York City and taking photos in front of the Griswold’s house adorned with thousands of Christmas lights. (Note: You can also find “I Love Christmas Movies” popups at Gaylord properties in Colorado, Texas, and Tennessee).

Where to stay: Although there are plenty of hotels to consider throughout Orlando, for safe social-distancing this season consider a vacation rental property. TurnKey is a vacation rental site that uses EPA certified COVID-19 cleaning products for their properties and has rentals with resort-like amenities. One Orlando vacation spot we’re loving: A 5-bedroom, 5-bathroom house with a pool near Disney for just $215 a night.

If You Live in Tennessee

Dollywood’s Smoky Mountain Christmas, named America’s Best Theme Park Christmas event for a dozen consecutive seasons, Dolly Parton’s namesake Tennessee theme park will glow brightly once again with more than 5 million lights this holiday season illuminating every inch of the charming streets and attractions. Special shows, including Christmas in the Smokies and Heart of the Holidays, are a highlight, as are seasonal culinary offerings (yum, cinnamon bread!), and the new “Merry & Bright” fireworks displays set to holiday tunes for a very “Dolly” Christmas.

Where to stay: The Gatlinburg and Pigeon Forge area is one of VRBO’s top trending locations for families according to a spokesperson. One reason vacation rentals here are so popular: Kitchens stocked with appliances and amenities so families can eat meals at home as well as flexible cancellation policies. Check out this great family option in the Smokey Mountains with incredible views, 4 bedrooms, 4 bathrooms, a fire pit, and a game room for $289 a night.

If You Live in Missouri

Nestled in the Ozark Mountains, the entire entertainment resort town of Branson, Missouri, transforms into a winter wonderland every Christmas with millions of lights, dozens of decorated trees, and special holiday shows. For this year, there are also plenty of COVID-safe driving tours to take in all the festive decor, including Let There Be Lights!, Branson’s Lights of Joy and Trail of Lights.

Another top holiday experience here is An Old Time Christmas at the 1880s-style theme park, Silver Dollar City, which sparkles with more than 6.5 million lights covering nearly every inch of streets, buildings, walkways, and trees within the park. The park also has outdoor live shows, holiday foods, and the Rudolph’s Holly Jolly Christmas Light Parade.

Where to stay: Club Wyndham’s resorts provide families with spacious suites with separate living areas, bedrooms, full kitchens, and dining spaces that undergo rigorous cleaning protocols and offer full resort amenities, including several outdoor pools, a playground, and basketball court.

 

Get Off the Beaten Path

One way to avoid crowds is to explore destinations slightly off the main tourist paths. Here are a few to try:

If You Live in South Carolina

Where to go: Greenville

Holiday highlights: While this year may look different, there will be no shortage of Christmas in Greenville, with a downtown that feels like your own version of a Hallmark movie, with Christmas carolers harmonizing on the streets, dozens of giant trees bedazzled for the Festival of Trees competition throughout town, Santa’s motorized sleigh gliding down Main Street with an elf in tow, and ice skaters spinning around a rink that’s a mini replica of Rockefeller Center.

If You Live in Colorado

Where to go: Colorado Springs

Holiday highlights: With the snow-covered Front Range of the Rocky Mountains as the backdrop and plenty of holiday cheer, Colorado Springs is the perfect, cozy vacation or staycation—plus it’s easy to get outside and socially distance. At the top of the itinerary is soaking in the festive décor at The Broadmoor hotel, enjoying Christmas tea at Miramont Castle Museum, and taking the kids to The North Pole—Santa’s Workshop up by Pikes Peak.

If You Live in Virginia

Where to go: Middleburg, Loudoun County, Virginia

Holiday highlights: Middleburg’s picturesque historic downtown looks like a scene from a Christmas Carol during the holidays. Washington Street is decorated with twinkling lights, antique wooden Christmas ornaments adorn the light posts, and a town tree glistens. This year, visitors can partake in a family-focused scavenger hunt around town, enjoy free hot cocoa at various stops around town, drop letters for Santa at the local post office, and giddyup on carriage rides.

If You Live in Southern California

Where to go: San Luis Obispo, California

Holiday highlights: Downtown San Luis Obispo is bringing the holiday cheer this December with highlights such as Light Up Downtown with Santa’s house and a towering holiday tree surrounded by a 20-foot rainbow light tunnel and a glowing tree forest. And families can help Search For Santa Mouse, with a free scavenger hunt activity book where kids can win prizes.

 

Quick Hops from City Centers

You may be surprised how much the scenery changes, the stress drips away, and the holiday season glows with a road trip of 3 hours or less from major cities. Here are a few to consider:

If You Live in the Washington, DC Area

Where to go: Chesapeake Bay (drive time about 3 hours)

To avoid crowds, think of traditional summer getaways this winter such as Virginia’s River Realm, where the Rappahannock River meets the western shores of the Chesapeake Bay. It includes 465 miles of shoreline, eight great small towns, and hundreds of unique attractions.

The region’s premier resort The Tides Inn is located on a private peninsula on the Chesapeake Bay in a town with just 400 residents. For Christmas, the property will have holiday cookie decorating, pie baking workshops, gingerbread house making, and even a visit from Santa.

If You Live in the Chicago Area

Where to go: Lake Forest, IL (drive time about 1 hour)

Nestled in the snowy town of Lake Forest provides an idyllic wintry escape from the city of Chicago to enjoy winter fun like snowball fights, snowman making, and ice skating on an outdoor pond maintained by the town.

A roaring fire will greet you at the Deer Path Inn creating a cozy feeling as soon as you step through the threshold of this lodge-like property. In addition to Christmas cheer in the form of homemade Christmas cookies, hot chocolate, and a gingerbread replica of the Inn, you’ll find top-notch safety precautions here, including rooms left empty for 48 hours between guests.

If You Live in the New York City Area

Where to go: Catskills (drive time about 3 hours)

Retreat to the snowy, secluded Catskills to enjoy spacious outdoor areas and easy skiing on the family-friendly slopes of Belleayre.

Enjoy an ultra-private holiday at kid-fantasy property the Roxbury at Stratton Falls. With eight individual Tower Cottages featuring bespoke designs and over-the-top themes—like Cinderella’s Gown, transporting guests to another realm with an 18-foot ball gown doubling as a bedroom canopy and an enormous pumpkin morphing into a golden-carriage style bathroom—this feels like a truly magical get away. Guests can walk through the property’s snow-covered private trails in between unwrapping gifts and sipping on steamy mugs of the hotel’s special white chocolate hot cocoa. Cap off a jolly evening by admiring the property’s technicolor Christmas lights.

If You Live in the Denver Area

Where to go: Estes Park (drive time about 90 minutes)

Although it’s considered the base camp to Rocky Mountain National Park, this affordable mountain town doesn’t get the winter crowds seen in Vail or Aspen, and we’re fine with that. Instead, you’ll be able to cross-country ski, skate, go horse back riding, hike, and enjoy the mountain air sans crowds.

Affordable mountain vacations for families are what YMCA of the Rockies does best, offering spacious cabins in a beautiful setting with wide porches and cozy fireplaces. And don’t worry, just because it’s a Y doesn’t mean you won’t be getting a full vacay experience, Lisa Eccles, Marketing & Communications Director, YMCA of the Rockies, says “We make it easy for our guests to have a relaxing winter getaway while creating lifelong memories for their families” with a new drive-thru Christmas light display, holiday craft kits to go, and dining options to go, including grocery delivery.

If You Live in the Los Angeles Area

Where to go: Pasadena (less than an hour)

Why go: It doesn’t take long to get to Pasadena from downtown LA, but it feels like you’ve gone much further when you’re gazing at the mountains or taking a hike.

The Langham Pasadena is amping up the holiday spirit for families with a Langham Kids Gingerbread Glamping package which includes a decorated tent in-room, a gingerbread house making kit, a children’s Christmas book, and festive cookies and milk and reindeer headbands for the whole family to enjoy — all in the comfort of your suite, many of which are freestanding villas with separate entrances.

Safety Tips for Holiday Travel

  • Book a vacation rental. Consider reserving aparthotels, extended stay hotels, and alternative accommodations like condos and vacation rentals, recommends Melissa Dohmen, senior brand manager at Travelocity. “These accommodation types have increased in popularity since the start of COVID-19 as many families opt to cook meals (and look for) social distanced accommodations such as cabins, lodges and inns.”
  • Plan to be outdoors. The safest activities and interactions are held outdoors according to the CDC. While we love a good snowball fight and cup of cocoa, we’re not super stoked about winter camping in the snow with the kids. That’s okay, says Campspot, a booking site for camping, glamping, and RVs, there are plenty of sites in warmer climates, including near the national parks in spots like Arizona near the Grand Canyon and in sunny Florida and California. Campgrounds usually deck out with trees and lights for the holidays, and of course you can roast festive s’mores around the campfire while you wait for Santa to arrive.
  • Hit the road. The safest way to travel right now is by car according to our experts. Consider bringing your own snacks, groceries, and beverages to limit stops on the road trip. And pack masks and hand sanitizer, plus sanitizing wipes for times when you need to use public restrooms. “Seek out and support local businesses and providers and be sure to do research in advance to know what guidelines and safety and cleaning practices are in place,” suggests Dohmen.
  • Do your homework. Check with local destinations about COVID-19 safety precautions and protocols and the CDC’s latest recommendations, says Seema Sarin, M.D. director of Lifestyle Medicine at EHE Health,, and consider what the levels of COVID-19 are at your destination. “If community levels are high or if they’ve instituted a shelter in place order, that’s a sign that levels are too high to risk and that you may want to stay home.” Many destinations also have requirements and restrictions on who can travel there, so do your research. And of course consult the CDC’s latest travel guidelines, says Dr. Sarin, wear a mask while traveling and to bring sanitation supplies.

 

Article originally published at https://www.parents.com/fun/vacation/planning/christmas-vacation-ideas-2020/.

Filed Under: Explore Colorado, Holidays, Things to Do, Travel Tagged With: Colorado Springs, Community, Holiday, Just For Fun, Out and About, Things to Do, Travel

Want to Cut Down Your Own Christmas Tree?

December 2, 2020 By Claire Garlick Leave a Comment

National Forests in Colorado now have Christmas Tree Permits available through Recreation.gov.

Whether you’re carrying on a beloved family tradition or creating a new one, make memories that will last a lifetime and support the health of forests across the Centennial State this holiday season.

What are you waiting for! Cue the holiday tunes, pour yourself some cocoa, find a forest near you, and get your Christmas Tree Permit today!

🎄 THINGS TO KEEP IN MIND

  • Please follow all the rules of the national forest where you purchase your permit. Some have very specific instructions for the size of tree you can cut down, and the areas where you can find a tree.
  • You won’t find a perfectly manicured tree like you would at a Christmas tree lot. Be prepared for more of a “Charlie Brown” style tree.
  • Be aware that you can only be on National Forest land. It can sometimes be difficult to know where National Forest ends and private property begins.
  • Due to the recent mountain pine beetle epidemic, before you head into the forest to cut your Christmas tree, look up – look down – look around!  Avoid standing dead trees. Stay out of recently burned areas.  Be aware that trees can fall at any time and use extra caution on windy days.

🎄 PLAN YOUR TRIP

  • Permits are only available through recreation.gov or in-person through local vendors. (See below for links to purchase permits).
  • Cell service may be spotty or unavailable. Be sure someone knows where you are and when to expect you back.
  • Check the latest weather conditions, forest warnings, and road closures before you leave on your trip.
  • Bring a map with you. Don’t rely on GPS because it may not be up-to-date with forest service roads.
  • Dress warmly and take extra dry clothes. Expect winter weather, including cold temperatures, snow, and winds.
  • Roads may not be plowed. Four-wheel drive or all-wheel drive are recommended. Carry tire chains, a shovel, and a tow chain.
  • Be sure your vehicle has a full tank of gas.
  • Bring a spare key and give it to someone else in your party. Don’t get locked out of your car!
  • Bring plenty of food and water with you as well as an overnight survival kit in case you become stranded.
  • Park in areas so that traffic can safely pass, and do not block gates.
  • Start your day early. Be sure to find your tree and leave the woods before dark. Plan to return to your vehicle by 3:00 pm.
  • We don’t recommend bringing your pets but, if you do, they must be on a leash.
  • Bring masks for everyone in your party and be sure to wear them if you may be within 6 feet of another group.

🎄 GET A PERMIT

Arapaho and Roosevelt National Forests : Christmas tree permits are on sale now through January 6, 2021, for the Sulphur Ranger District only.

White River National Forest (Between Eagle and Glenwood Springs): Unlimited Permits, available now

Pike and San Isabel National Forest

  • South Platte Ranger District (closest to Denver): Dated permits required 10/15-12/31, some permits still available (these go quick and start early!)
  • Pikes Peak Ranger District (closest to Colorado Springs): Permits available 11/27-12/16
  • South Park Ranger District (near Fairplay): Unlimited permits, most of the district open for cutting. Permits available 10/15-12/31
  • Leadville Ranger District (near Leadville): Permits available 11/20 – 12/31.
  • The Salida Ranger District is located in the heart of Colorado along the Continental Divide surrounding the communities of Salida and Buena Vista. Permits available 11/20 – 12/31.
  • The San Carlos Ranger District includes the Sangre De Cristo Mountains, the Wet Mountains and the Spanish Peaks. Permits available 11/20 – 12/31.

🎄 FREE TREES FOR 4TH GRADERS

The Forest Service is offering fourth grade students with an “Every Kid Outdoors” pass or voucher a free Christmas tree cutting permit. To learn more about the “Every Kid Outdoors” program or to obtain a voucher, please visit www.everykidoutdoors.gov for more information.

 

Article originally published at https://coloradosprings.macaronikid.com/articles/5fbe83e1b4a10574d581e4ed/want-to-cut-down-your-own-tree?-christmas-tree-permits-available-now.

Filed Under: Community, Explore Colorado, Holidays, Just For Fun, Local News, Things to Do Tagged With: Christmas, Colorado Springs, Community, COVID-19, Holiday, Just For Fun, Local News, Nature, Things to Do

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